The recent movements in the mortgage market have left many homebuyers and enthusiasts wondering if rates have finally peaked. While experts agree to disagree on the exact trajectory, there are factors suggesting that we might be nearing a bottom. Economic conditions indicate a potential slowdown in the pace of rises. Additionally, demand have s

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The global financial landscape remains uncertain, prompting intense debate about strategies to mitigate future crises. Stricter lending practices, characterized by heightened scrutiny of borrowers and stringent loan conditions, have been proposed as a potential solution. Proponents argue that such measures can curb excessive risk-taking by finan